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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

If A Contractor Damages My Home, Whose Insurance Covers It?

Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance.  Damage to Your Home From an Accident Caused by a Contractor Although...

Keeping Up With Medicare Changes

Keeping up with Medicare changes can be a challenge. The entire subject is complicated to begin with, and with the rules change from time to time, it can add more confusion into the mix. One way to stay abreast of Medicare changes is to look online. A Google search can pull up a variety of information from reliable sources. Our experienced agent is also happy...

Essential Insurance Coverage For Online Businesses

Insurance is low on the list of priorities for many online businesses – and this could be a mistake. The truth is, online businesses face unique threats that could lead to loss of income, or the loss of the business itself. If you own an online business, purchasing an insurance policy to provide protection against common risks just makes good business sense. What Threats Do...

Preparing Your Home For The New Year

With all the holiday activities coming to an end, the New Year is a great time to give your home a fresh start. These tips can help you get your home clean, organized, and prepared for the winter months ahead. Clear Out the Clutter Christmas decorations, wrapping paper, and odds and ends that accumulate over the holidays and throughout the year can add to the...

New Medicare Enrollment: How Do I Find A Participating Doctor?

When you turn 65, you may get Medicare automatically if you are receiving Social Security benefits, or you may need to enroll. You have choices as to how you get your coverage, including Original Medicare or one of the Medicare Advantage Plans, which are offered by Medicare-approved private companies that are required to follow the rules established by Medicare. No matter which option you choose,...